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State Farm® Insurance Agent

Craig Spratt

211 South Main
Palmyra, MO 63461-1649

Across the street from Breadeaux Pisa and one block south of the Court House.

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Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


211 South Main
Palmyra, MO 63461-1649



Additional Location

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday by Appointment

After Hours by Appointment


51A Melgrove Plaza
Hannibal, MO 63401



This Location

I was born and raised in Northeast Missouri and have been living in the area my entire life. I am blessed to have raised a family of 5 kids with my wife Judy. I became a State Farm Employee in 1986 and went on to become a State Farm Agent in 1996 .I have two offices one being in Palmyra, Missouri and the other in Hannibal Missouri. I love being a citizen of the great State of Missouri and being able to provide a service to this area. My goal is to make sure that every customer is meeting their insurance needs whether it is small or big , we will take it on together. My team and I are ready to help you prepare for the future and look forward to meeting you in person. 


On my time off I love spending time with my kids and grandchildren. I am a sports fan and love to watch Cardinals baseball, so if anyone needs some sports stats come by the office and lets chat. I am a School Board Member, Meals on Wheels driver, Kiwanis Club Member, and a Lifetime Church Deacon Board member.


Please drop by one of my offices in Palmyra, MO or Hannibal, MO to meet our team!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
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Brett Hansen

Brett started his career with State Farm in March of 2021. He is head of the social media for the offices in Palmyra and Hannibal. He recently passed both his licensed test in May and is more than happy to help our customers with their insurance questions and needs. Brett has a wife (Heidi) and two kids (Quinn and Lane). He enjoys spending time with his family and has a passion for the outdoors.


Erin Perkins

Insurance Account Representative

Erin started her career with State Farm in 2005 in Auto claims and joined Craig Spratt’s team in 2009.  She has years of experience in handling all available products State Farm has to offer and has come to enjoy working with farm/ranch policies. She prides herself in making sure the customer is taken care of from start to finish when they have a claim or any other problems that may arise. Erin has her license in Missouri/Illinois. She lives in Frankford , Missouri with her husband and son. Her passion of agriculture shows at work and at home.  She travels across the Midwest competing in rodeos and trail riding.  Also she enjoys hunting, fishing , and camping with her family


Cynthia Davis


Carla Stone