Insurance in and around Palmyra
A variety of coverage options to help meet your needs
Cover what's most important

Would you like to create a personalized quote?
Be Ready For The Unexpected With Your Own Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, construct your coverage to meet your specific needs. Contact Craig Spratt for a Personalized Price Plan.
A variety of coverage options to help meet your needs
Cover what's most important

Insurance Products To Meet Your Ever Changing Needs
Need Health, Homeowners, Pet, RV insurance or all four? Those are just a few of the outstanding options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.
Simple Insights®
Calculate the best choice: New car rebate or special financing
Calculate the best choice: New car rebate or special financing
Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.
Tips for motorcycle riding in the rain and other bad weather
Tips for motorcycle riding in the rain and other bad weather
When you’re riding your motorcycle and bad weather hits, what do you do? We have some tips to help in various weather conditions.

Craig Spratt
State Farm® Insurance AgentSimple Insights®
Calculate the best choice: New car rebate or special financing
Calculate the best choice: New car rebate or special financing
Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.
Tips for motorcycle riding in the rain and other bad weather
Tips for motorcycle riding in the rain and other bad weather
When you’re riding your motorcycle and bad weather hits, what do you do? We have some tips to help in various weather conditions.